What is the NHT's new External Financing Programme(EFP)?

Jul 26, 2023

The National Housing Trust (NHT) has recently launched a new initiative called the External Financing Programme (EFP). This program aims to provide additional funding options for individuals and businesses in need of financial assistance for housing-related projects. Whether you are looking to build, renovate, or purchase a property, the EFP offers flexible financing solutions to suit your needs.

What is the NHT's External Financing Programme?

The External Financing Programme is an innovative financing option offered by the NHT to complement its existing loan products. It is designed to provide individuals and businesses with access to additional funds for housing-related purposes. With the EFP, you can secure financing for projects such as home construction, repairs, expansions, or even the purchase of a property.

Flexible Financing Solutions

The EFP offers flexible financing solutions tailored to meet the diverse needs of borrowers. Whether you are an individual, a small business, or a larger corporation, the programme can provide you with the necessary funds to realize your housing goals. The financing options available through the EFP include:

  • Construction loans
  • Home improvement loans
  • Mortgage financing
  • Bridge loans

These options allow borrowers to choose the financing solution that best suits their specific requirements and financial capabilities.

Competitive Interest Rates

One of the key advantages of the NHT's EFP is the competitive interest rates offered. The programme aims to provide affordable financing options to borrowers, ensuring that the cost of borrowing remains manageable. With competitive interest rates, borrowers can access the funds they need without incurring excessive interest charges.

external financing

Streamlined Application Process

The NHT has also streamlined the application process for the External Financing Programme, making it easier and more convenient for individuals and businesses to access the funds they require. The application process is straightforward and can be completed online or through designated NHT offices. The NHT's dedicated team of professionals is available to guide applicants through the process and provide any necessary support.

Repayment Terms

The repayment terms for the EFP are designed to be flexible and manageable for borrowers. The NHT offers various repayment options, allowing borrowers to choose the option that best fits their financial circumstances. Whether you prefer shorter loan terms with higher monthly payments or longer loan terms with lower monthly payments, the EFP can accommodate your preferences.

Benefits of the EFP

The NHT's External Financing Programme offers several benefits to borrowers, including:

  • Access to additional funds for housing-related projects
  • Competitive interest rates
  • Flexible financing options
  • Streamlined application process
  • Manageable repayment terms

These benefits make the EFP an attractive financing option for individuals and businesses seeking financial assistance for their housing needs.


The NHT's External Financing Programme provides a valuable opportunity for individuals and businesses to access additional funding for housing-related projects. With flexible financing options, competitive interest rates, and manageable repayment terms, the EFP offers a viable solution for those in need of financial assistance. Whether you are looking to build, renovate, or purchase a property, the EFP can help you achieve your housing goals.